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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 561-542-7355.
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Harvey’s extensive knowledge of Boca Isles!!
Harvey was able to price my home correctly and sell it at a price that other realtors said I would never get in this market!
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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

$8,000.00 tax credit for first-time home buyers for purchase of a principal residence. You must sign a purchase contract no later than April 30, 2010, and close before July 1, 2010! Call to find out more! or click here Tax Credit Information

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Boca Raton, Delray Beach and Highland Beach real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

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Real Estate Trivia
Q 
At the doors of what famous temple do you find yourself when you climb the 'Stairway to Heaven'?

A 
The Temple of Heaven in Beijing, China, attracts the local faithful and tourists.
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Harvey Dubov, REALTOR®, real estate agent and broker for Boca Raton, Delray Beach and Highland Beach, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Harvey Dubov
RE/MAX Complete Solutions

21301 Powerline Rd, Suite 106
Boca Raton, FL 33433
561-542-7355
Fax: 561-447-7022
harveydubov@NUMBER1EXPERT.com

Servicing all of Broward and Palm Beach Counties Whether you are in the Market to Buy or Sell, Call Harvey. He has successfully fulfilled the dreams of thousands of families throughout South Florida. See why so many homeowners have chosen Harvey Dubov to represent them for all their real estate needs. Currently Awarded RE/MAX PLATINUM CLUB for 2008!! (Top 1% Nationally Elite of the Elite)Awarded Hall of Fame RE/MAX Award 2007!! (Top 1% Nationally ("Elite of the Elite") Past Awards include: RE/MAX EXECUTIVE CLUB, 100% CLUB, CHAIRMAN'S CLUB and PLATINUM CLUB

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